SEC: Innovation Exemption for Crypto Companies Begins in January 2026
SEC Chairman Atkins announced that the innovation exemption for cryptocurrency companies will take effect in January. The regulation aims to facilitate the development of innovative products by fintech and digital asset companies. This move is seen as a sign of a more flexible era in crypto regulation in the US.
Vanguard Opens Crypto ETF Trading Including XRP
Vanguard, which manages $11 trillion in assets, announced that it will allow crypto ETF trading on its platform, including BTC, ETH, XRP, and SOL. The firm aims to offer its 50 million brokerage customers broader product access. With this step, Vanguard has completely changed its previous stance on crypto, joining giants such as BlackRock, Fidelity, and Franklin Templeton.
Bank of America: Recommends 1–4% Crypto Weighting in Portfolios
Bank of America has advised its asset management clients to allocate 1–4% of their portfolios to cryptocurrencies. Strategists will begin tracking the performance of four Bitcoin ETFs starting in January 2026. The recommendation signals the accelerating pace of institutional crypto adoption in the U.S.
OECD: Fed Rate to Fall to 3.25–3.50% Range by End of 2026
According to OECD forecasts, the Fed will gradually lower interest rates to a range of 3.25–3.50% by the end of 2026. This gradual easing appears consistent with the slowdown in the U.S. economy and the normalization of inflation expectations. The market expects the interest rate path to be supportive for risky assets.
Fed’s Bowman: New Rules Coming for Banks and Stablecoins
Fed Board Member Bowman announced that they are preparing new regulations for banks and stablecoin issuers. The goal is to ensure fair competition between fintech and crypto companies and banks and to safely encourage innovation. Bowman emphasized that new technologies could expand credit access and increase banking efficiency.
Musk: $38.3 Trillion Debt Crisis Could Send Bitcoin Price Soaring
Elon Musk said the US is rapidly approaching a debt crisis and that this could cause sharp fluctuations in Bitcoin prices. Musk argued that energy will become the only “real currency” in the future. The comments drew attention at a time when investors are pricing in uncertainties about Fed policy.
Ethereum: Fusaka Upgrade Goes Live Tomorrow
Ethereum’s long-awaited Fusaka upgrade will go live on December 3, 2025. The update aims to increase network speed and reduce transaction costs for Layer-2s. Developers note that the upgrade will provide significant improvements, particularly in terms of scalability.
BlackRock Transfers 1,634 BTC to Coinbase Prime
According to Solid Intel data, BlackRock transferred 1,633,875 BTC ($142.6 million) to Coinbase Prime on December 2. The transfer signals a continued increase in institutional flows. The move is also being interpreted as a liquidity preparation for ETF trading.
Bolivia Extends Crypto Exchange License Applications to April 2026
ASFI announced that it has extended the fintech license application period, which also covers crypto exchanges, to April 30, 2026. The previous deadline was December 31, 2025. The regulatory authority is granting additional time for the sector to complete its compliance processes.
Russian Central Bank: Crypto Restrictions May Be Eased
The Russian Ministry of Finance and Central Bank have confirmed that restrictions on high-net-worth investors may be eased. A more flexible stance towards crypto is being considered due to the current sanctions environment. The regulatory change could expand Russian investors’ access to crypto.
Argentina’s Major Oil Company YPF to Accept Crypto Payments for Fuel
YPF is launching a system that allows consumers to pay with various cryptocurrencies via QR codes at gas stations. The new payment method shows that the growing use of digital assets in the country is spreading to the retail sector. The system could be expanded nationwide depending on its adoption rate.
DeFiLlama data shows that the total stablecoin market value has exceeded $306.7 billion. USDT is the clear leader, accounting for over 60% of the market. Increasing demand is strengthening the role of stablecoins in the global financial ecosystem.
Aptos Sees $427 Million Net Stablecoin Inflow in 24 Hours
According to Artemis, Aptos ranked first among all public chains with a net stablecoin inflow of $427 million in the last 24 hours. Plasma and Solana followed, while major networks like Ethereum and Arbitrum saw net outflows. This suggests that liquidity shifts are accelerating among L1 networks.
Swiss AMINA Bank Integrates Paxos USDG Stablecoin
FINMA-licensed AMINA Bank announced it has integrated Paxos’ USDG stablecoin into its custody, trading, and rewards programs. The bank also joined the Global Dollar Network, connecting to the institutional stablecoin infrastructure. This integration could contribute to USDG gaining broader adoption in the corporate sector.
WSJ: Investors Worried About a New Crypto Winter
According to WSJ analysis, declining risk appetite is creating selling pressure on crypto assets. Meme tokens, unprofitable tech stocks, and speculative assets are experiencing sharp declines in value. The market is concerned that widespread risk aversion could trigger a new “crypto winter.”
Goldman Sachs Acquires Innovator Capital for $2 Billion
Goldman Sachs announced it has acquired ETF issuer Innovator Capital for $2 billion. The market views this move as strengthening the bank’s position in digital asset products. Goldman is already among the authorized participants for several Bitcoin spot ETFs.
BlackRock CEO Fink: Tokenization Will Explode Like the Internet’s Early Days
Larry Fink stated that asset tokenization has grown by 300% in the last 20 months and will transform financial markets faster than expected. He emphasized that shared ledger infrastructure will make all assets more efficient and transparent. He said tokenization is still in its “1996 internet era” but that growth will accelerate.
JupiterExchange Tops DEX Aggregators in November
Solana-based JupiterExchange surpassed all other on-chain aggregators in trading volume in November. It was notable that it achieved volume leadership despite operating on a single chain. The protocol became one of the biggest beneficiaries of the strengthening liquidity in the Solana ecosystem.
Solana Foundation: NYT’s Tech Coverage Is Biased
Solana Foundation President Lily Liu said the New York Times presents innovation and artificial intelligence within an ideological framework. She emphasized that artificial intelligence is a strategic force for global capital markets. Liu’s statement came at a time of intensifying political debates over tech discourse in the US.
